I recently had the good fortune to work with Mr. Richard McNeal to buy a residence in the San Francisco East Bay Area. Mr. McNeal was extremely professional and knowledgeable in all aspects of purchasing property in this high value area. He helped me navigate not only with the seller but was also instrumental in negotiating a mortgage for this property. Negotiating with a mortgage lender is at best, unpleasant under the best of circumstances and credit ratings, but Mr. McNeal guided me carefully through the loan application process and now I am enjoying my new home! I recommend his services without reservation.